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China Weighs Fresh Property Stimulus Package
Bloomberg Television· 2025-11-20 06:55
Yeah. I mean, the property woes, it's now into its fourth or well past his fourth year into its fifth year really. And it is at the heart of all the big issues in the Chinese economy, whether it's persistent deflation, lack of consumption, it is all tied to, of course, household of households feeling their wealth effect has deteriorated over the last half decade.So again, there's been a rising chorus of calls for increased and more forceful property measures, and according to sources, are saying that the au ...
X @外汇交易员
外汇交易员· 2025-11-20 03:55
彭博:中国正在考虑采取新措施来扭转其低迷的房地产市场,包括首次在全国范围内向新购房者提供抵押贷款补贴。其他正在讨论的措施还包括提高抵押贷款借款人的所得税退税额以及降低房屋交易成本。知情人士透露,计划至少从第三季度就开始讨论,因为房地产市场的销售和价格持续下滑;具体的实施时间和政策仍不确定。近几个月来,在降低贷款门槛和放宽多笔购房限制等早期措施未能阻止经济下滑之后,要求对住宅房地产市场提供更有力的政策支持的呼声日益高涨。与此同时,受收入预期疲软和经济放缓带来的不确定性加剧的影响,中国消费者仍处于去杠杆化阶段。第二季度和第三季度,未偿还住房抵押贷款余额降至37.4万亿元人民币,较2023年初的峰值下降了3.9%。去年,中国取消了针对个人购房者的全国抵押贷款利率下限,试图降低借贷成本。之后,中国央行让地方利率自律体系决定其管辖范围内是否仍需要设定利率下限。但由于中国银行业的盈利能力和资产质量持续恶化,这些努力受到了制约。截至9月底,商业银行的净息差已降至1.42%,已连续两年多低于1.8%的合理盈利能力门槛。 ...