Orchid Island Capital (NYSE:ORC) Q4 2025 Earnings call January 30, 2026 10:00 AM ET Company ParticipantsHunter Haas - CFO and CIOJerry Sintes - ControllerMelissa Alfonso - Head of Investor RelationsMikhail Goberman - VP of Equity ResearchRobert Cauley - Chairman and CEOOperatorday, and thank you for standing by. Welcome to the Orchid Island Capital Fourth Quarter 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a questio ...

Group 1 - The U.S. Federal Reserve concluded an aggressive interest rate hike campaign in August 2023, resulting in mortgage costs reaching the highest level in two decades, aimed at controlling inflation [1] - President Trump has called for quicker interest rate cuts and has instructed representatives to purchase $200 billion worth of mortgage-backed securities (MBSes) to help homeowners [2][4] - The purchase of MBSes is expected to increase their prices and decrease yields, potentially leading to lower mortgage interest rates [3] Group 2 - Existing home sales in the U.S. are near a five-year low, with 529,770 more sellers than buyers reported in November, largely due to elevated interest rates affecting first-time home buyers [6] - Many existing homeowners are locked into lower-rate 30-year mortgages, making it financially unwise for them to move, further reducing market activity [7] - Douglas Elliman, a major real estate brokerage, is positioned to benefit from potential market changes if Trump's plan to lower mortgage rates succeeds, with its stock expected to rise in 2026 [8][9]