Core Insights - The supply chain is evolving into a smart and collaborative model, enhancing the real economy and reshaping consumer behavior [1] - The rise of core enterprises as "new chain masters" is driving the growth of supply chain finance, which connects the real economy with financial services [1] - However, risks are emerging, such as the transfer of financial pressure to small and medium enterprises (SMEs) and data security vulnerabilities [1] Supply Chain Financial Risk Management - Recent regulations from the People's Bank of China and other financial authorities emphasize the need for improved credit risk management in supply chain finance [2] - A multi-dimensional approach to risk management is necessary, focusing on both short-term and long-term strategies to address credit and operational risks [2] - The future of supply chain finance will involve deep integration of technologies like blockchain, AI, and IoT to enhance risk control efficiency [2][3] Technological Empowerment - The application of advanced technologies is crucial for comprehensive risk management across the supply chain [4] - A digital platform that enables real-time sharing and verification of transaction information is essential for effective risk management [4] - Utilizing big data analytics can help identify abnormal transaction patterns and potential risks, shifting risk management from reactive to proactive [4] Collaborative Governance - Establishing a collaborative platform involving government, financial institutions, enterprises, and technology companies is fundamental for risk prevention [5] - Successful practices, such as the supply chain finance public service platform in Suzhou, demonstrate the effectiveness of collaborative risk management [6] - A systemic approach that combines technological innovation with regulatory support is necessary to create a secure and sustainable supply chain finance ecosystem [6]