© 2026 AGNC Investment Corp. All Rights Reserved. 2025 STOCKHOLDER PRESENTATION Q4 JANUARY 27, 2026 THE PREMIER AGENCY RESIDENTIAL MORTGAGE REIT IMPORTANT NOTICES Safe harbor statement under the private securities litigation reform act of 1995 This presentation contains statements that, to the extent they are not recitations of historical fact, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 (the "Reform Act"). All such forward-looking state ...

Core Insights - AGNC Investment Corp. reported a third-quarter 2025 net spread and dollar roll income per common share of 35 cents, missing the Zacks Consensus Estimate of 38 cents and declining from 43 cents in the same quarter last year [1][9] - The comprehensive income per common share increased to 78 cents from 64 cents year-over-year, despite a decline in tangible net book value per share and net interest spread [2][9] - The average asset yield on the portfolio rose to 4.95% from 4.73% year-over-year, indicating a positive trend in asset performance [3][9] Financial Performance - Net interest income was reported at $148 million, with net interest expenses of $64 million, missing the Zacks Consensus Estimate by 45.2% [3] - The average net interest spread decreased to 1.78%, down from 2.21% in the previous year [4] - As of September 30, 2025, tangible net book value per share was $8.28, reflecting a 6.1% decline year-over-year [5][8] Investment Portfolio - The total investment portfolio amounted to $90.8 billion, comprising $76.3 billion in Agency mortgage-backed securities and $13.8 billion in net forward purchases/sales of Agency MBS [6][8] - The average actual constant prepayment rate for the investment portfolio was 8.6%, down from 13.2% in the prior year [4] Balance Sheet and Cash Position - Cash and cash equivalents totaled $450 million, representing an 11.2% decrease from the previous quarter [7] Dividend Information - AGNC declared a dividend of 36 cents per share for the third quarter, with total common stock dividends amounting to $15.1 billion since its IPO in May 2008 [8]