These days, every mortgage lender with a national profile has an online presence. You can usually shop for a lender’s loan options and even start a mortgage application online. However, only a few have grown their online mortgage lending business organically by leveraging technology and establishing early-mover status as online lenders. The best online mortgage lenders of September 2025 Best online mortgage lender overall: Rate The Yahoo Finance view: In 2015, Rate (previously Guaranteed Rate) claime ...