Tony Robbins has spent decades coaching people on their finances and one of his biggest messages is that wealth doesn’t just come from what you earn. It actually comes from what you stop doing wrong with your money. Trending Now: Why You Should Start Investing Now (Even If You Only Have $10) For You: 6 Subtly Genius Moves All Wealthy People Make With Their Money In other words, acquiring money is just step one. Real wealth is in how you handle the money you have. According to Robbins, many people sabotage ...

Core Insights - Warren Buffett emphasizes the importance of saving before spending and avoiding unnecessary debt, providing financial guidance aimed at helping the middle class achieve stability and long-term security [1][4]. Financial Philosophy - Buffett advocates for the principle of "paying yourself first," suggesting that individuals should allocate money for savings and investments prior to any spending. He states, "Do not save what is left after spending, but spend what is left after saving" [2]. - This practice is seen as foundational for achieving financial independence, with a strong recommendation to invest consistently in a low-cost S&P 500 index fund as a reliable method for wealth accumulation over time [2]. Consumer Debt and Personal Growth - Buffett advises against consumer debt, particularly relevant during economic uncertainty when individuals may be tempted to rely on credit. He encourages investment in personal growth and knowledge, which he believes offers the highest returns [3][5]. Balanced Life - Despite his focus on financial discipline, Buffett underscores the importance of leading a balanced life, indicating that financial success should not come at the expense of joy, relationships, and overall well-being [3][5]. Contextual Relevance - Buffett's advice is particularly timely as many individuals face financial instability due to the global pandemic, making his emphasis on saving and personal growth resonate with those seeking financial security [4].

A recent Yahoo Finance-Marist Poll survey found that one-third of Americans reported deteriorating financial conditions over the last year, with Gen Xers and baby boomers among the most frequently impacted. Check Out: I Paid Off $40,000 in 7 Months Doing These 5 Things Read More: The New Retirement Problem Boomers Are Facing If you’re feeling unsure how to get rid of debt, control your expenses or simply understand your money, now’s a good time for a financial reset that gets you back on track for financi ...