Money expert Rachel Cruze is known for her approachable and encouraging take on personal finance. She recently posted a YouTube video to help people anxious about money see that, if they meet six basic criteria, they’re on the right track and managing their finances responsibly. Learn More: 6 Signs You’re Actually Upper-Middle Class (Even If You Don’t Feel Rich) Read Next: 6 Things You Must Do When Your Savings Reach $50,000 1. You Have More Than $400 Saved In her video, Cruze cited a 2022 study showing ...