Jackson Laizure / Getty Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. In a May episode of The Ramsey Show, Dave Ramsey shared that the two major things he believes help people become millionaires are “steadily investing in retirement” and having “a paid-for house (1).” According to Ramsey, “those two are the biggest two elements that we see cause people to be a millionaire.” That being said, saving for retirement and paying off a home are two of the ...