Core Insights - A significant majority of Americans prefer to retain the option of cash payments despite the rise of digital payments, with 84% opposing a cashless society [2][5] - The survey indicates that cash remains an important part of daily transactions, with 85% of respondents having used cash in the past month [2] Payment Preferences - Debit cards are the most preferred payment method for 35% of Americans, followed by cash and credit cards at 24% each, indicating a strong desire for cash as a payment option [4] - Privacy concerns are a major factor, with over 90% of respondents believing cash offers better privacy than cards or digital currencies [4] Budgeting and Spending - 70% of respondents find it easier to stay on budget when using cash, while 75% believe tracking spending is simpler with cards or apps [4] Policy Support - There is strong support for legislative measures, with 85% of respondents favoring laws that require most brick-and-mortar businesses to accept cash [5] Financial Inclusion - The cash debate has implications for access and inclusion, as approximately 4.2% of U.S. households are unbanked and 14.2% are underbanked, making cash essential for these groups [5]