A test vote by lawmakers in Chancellor Friedrich Merz’s conservative caucus suggested his ruling coalition may struggle to get a disputed bill overhauling Germany’s state pension system approved in parliament this week. https://t.co/Z6Tlh4SvkN ...

Romania’s government is mounting a second attempt to overhaul a generous pension system for the judiciary, in a test for its ability to push through reforms and narrow the European Union’s widest budget deficit https://t.co/JXIxs32dMV ...

Germany’s ruling coalition agrees on measures including €10 billion in subsidies for the pension system — to win support for its reform bill https://t.co/zfVNq3tGej ...

A group of more than 260 executives at UK firms have called on UK Chancellor Rachel Reeves to revamp the country’s pension system to encourage more domestic investment https://t.co/QdMHseceP2 ...

JUST IN: 🇩🇪 Germany proposes raising the retirement age to 73 to prevent the pension system from collapsing. - ReutersBitcoin fixes this 🟧 https://t.co/g8lwsNABFn ...

Sweden’s major overhaul of its pension system sparks accusations of value destruction https://t.co/Q3Mp2wzUBG ...

Core Insights - Generation X is facing significant challenges as they approach retirement, including high inflation, stock-market volatility, and potential insolvency of Social Security by 2033 or 2034. However, there is a prevailing optimism that these issues will be addressed by politicians [1][4]. Group 1: Retirement Planning Challenges - The book "Retirement Bites" emphasizes the need for Generation X to adopt smart saving strategies and make informed decisions about retirement timing, particularly due to the dismantling of the pension system [2][4]. - Many studies indicate that Generation X is unprepared for retirement, prompting the authors to create a guide specifically for this demographic [3]. Group 2: Social Security Considerations - The decision on when to claim Social Security is crucial, with options ranging from age 62 to 70, affecting the benefit amount received. Claiming at 62 results in the lowest payout, while delaying until 70 can yield an approximately 8% increase per year [5][6][7]. - Health and longevity are key factors in deciding when to claim Social Security, as individuals need to assess their health at age 60 to make an informed choice [6][8]. Group 3: Financial Planning and Debt Management - About 27% of retirees rely solely on Social Security, but most aim for a more comprehensive income strategy. Generation X should evaluate their total income and debt situation before deciding on Social Security claims [9][10]. - The presence of significant debt, such as student loans or credit card debt, may necessitate early claiming of Social Security to manage living costs effectively [11]. Group 4: Future Work Opportunities - The authors advocate for considering continued work as part of retirement planning, encouraging Generation X to reflect on their future and potential career paths [12][13]. - The message to Generation X is to pursue their interests and aspirations in retirement, emphasizing the importance of living life to the fullest after years of hard work [13].

More Australian retirees are renting than ever, as soaring housing costs and longer working lives expose the limits of the nation’s much-lauded pension system https://t.co/lp9n8HaRiF ...

According to Bloomberg, Coinbase and OKX are launching crypto products targeting Australia’s A$4.3 trillion (US$2.8 trillion) pension system, focusing on self-managed superannuation funds (SMSFs), where crypto holdings reached A$1.7 billion as of March 2025—seven times higher than in 2021. Both firms also assist investors in setting up SMSFs through third-party referrals. https://t.co/cqIv6iN1kf ...

Market Volatility - Volatility is increasing in a specific segment of the European rates markets [1] - This volatility offers insights into the potential effects of a significant reform of the Dutch pension system [1]