Core Insights - Generation X is facing a future of financial insecurity, with 81% believing they will struggle more than their parents did [2] - The median retirement savings for Gen X is only $107,000, insufficient for long-term financial stability [4] Group 1: Financial Security Concerns - A 2025 survey indicates that 81% of Gen X workers feel they will have a harder time achieving financial security compared to previous generations, with 38% strongly agreeing [2] - Only 18% of Gen Xers feel "very confident" about retiring comfortably, while nearly 40% expect to retire at age 70 or later, or not at all [3] - 68% fear that working until retirement age will not be enough to secure their financial future [3] Group 2: Retirement Savings and Pensions - The report highlights a generation caught between disappearing pensions and rising living costs, with many facing long-term caregiving responsibilities [4] - 44% of Gen Xers fear outliving their savings, and 77% doubt that Social Security will fully support them in retirement [6] - Nearly half of Gen Xers expect to rely primarily on self-funded savings, such as 401(k)s and IRAs, while 28% anticipate relying on Social Security, despite a lack of trust in it [6]