Quick Read Suze Orman advises parents to fully secure their retirement before giving money to children. American savings rates fell from 6.2% in Q3 2024 to 4.2% by Q3 2025. Children can borrow for college and homes. Retirees cannot borrow for retirement. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. Financial advice personality Suze Orman has a clear rule about giving money to your children: do n ...