A 24-year-old caller to The Ramsey Show got a lot more than he bargained for when he revealed the story of how much he owed on his car loan (1). Noel from San Antonio, Texas, called in to ask if his financial situation was fit for buying a home. But the conversation took a sharp turn once he mentioned his car payment was $1,200 a month. Dave Ramsey and co-host Rachel Cruze immediately told him he shouldn’t buy a house unless he paid off the car or sold it. The duo followed up by asking questions about th ...