Key Points Ripple created XRP to standardize transactions in its innovative payments network. Ripple just emerged from a legal battle with the Securities and Exchange Commission, which had depressed XRP's price since 2020. XRP recently hit an eight-year high, but it could be heading lower over the long term. 10 stocks we like better than XRP › The XRP (CRYPTO: XRP) cryptocurrency was created by a company called Ripple. It was designed as a bridge currency for the Ripple Payments network, which ...