Stablecoins won the utility war, but they are losing the "capital efficiency" war. Currently, $270B in "Lazy Money" gifts centralised issuers $9.7B in annual interest while users carry the risk.We’re entering the Productivity Meta - reclaiming the float for DAO treasuries, DEX liquidity, and neobank balances. From vertical solutions like HyENA to horizontal "Yield-as-a-Service" layers like @solomon_labs, new infrastructure is emerging to enable native yield without the friction of wrapping or changing ticke ...