Product Development & Strategy - Company is pursuing a "one engine, many surfaces" approach, suggesting a core technology with diverse applications [2] - Shield & Send is currently live as the first product [2] - Company is developing private payroll solutions for companies and DAOs, enabling bulk input and private fan-out [2] - Company is creating Remittance SDKs for neobanks and fintechs [2] - Company is working on enterprise integrations with SOC-2-grade logs [2] - Company is building programmable settlement rails for autonomous AI agent economies [2]