If you have bad credit, you might think your mortgage refinancing options are slim to none. But take heart: It’s 100% possible to refinance a mortgage with a poor credit score. While not every option on our list is available to every borrower, these nine possibilities let you know what’s out there for low-credit refinances. 9 ways to refinance a home loan with bad credit When you refinance a mortgage, you replace your current home loan with a new loan on the same property. People refinance for differen ...