Core Insights - Cross-border payments are the primary use case for corporate stablecoin users, with 41% reporting savings of over 10% compared to traditional payment methods [1] - The market cap of stablecoins has surged by 66% to approximately $300 billion over the past year, driven by the regulatory clarity provided by the GENIUS Act [2] - Stablecoins are projected to account for 5% to 10% of global transactions by 2030, translating to an estimated value of $2.1 trillion to $4.2 trillion [4] Adoption and Market Sentiment - 100% of surveyed financial institutions and large corporations are familiar with stablecoins, with 65% expecting increased interest in the next six to twelve months [2] - 15% of financial institutions currently offer stablecoin services, but 57% are exploring opportunities, primarily driven by client demand [7] - Over half (53%) of financial institutions plan to combine in-house infrastructure with vendor partnerships to build stablecoin capabilities [8] Benefits and Use Cases - The main motivations for adopting stablecoins include faster settlement times and cost reduction, each cited by 65% of respondents [9] - Stablecoins are seen as a means to create new revenue streams (59%) and differentiate payment strategies (52%) in a competitive landscape [9] - The promise of instant settlement and reduced transaction costs makes stablecoins particularly appealing for B2B cross-border transactions [3] Regulatory Environment - The GENIUS Act has provided a framework for stablecoin regulation, which is expected to enhance confidence and accelerate innovation in the sector [6][12] - Financial institutions are optimistic about the long-term potential of stablecoins, especially with the requirement for them to be backed by real-world assets like U.S. Treasuries [11] Future Outlook - The outlook for stablecoin adoption is strong, with organizations recognizing the benefits of cost savings, speed, and liquidity, particularly in cross-border transactions [12] - The continued evolution of stablecoin infrastructure and services is anticipated to benefit both financial institutions and their corporate clients [12]