Reinsurance Earnings Analysis
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Here's What Key Metrics Tell Us About Reinsurance Group (RGA) Q4 Earnings
ZACKS· 2026-02-06 03:01
Core Insights - Reinsurance Group (RGA) reported a revenue of $6.77 billion for Q4 2025, marking a year-over-year increase of 23.4% and exceeding the Zacks Consensus Estimate of $6.11 billion by 10.86% [1] - The company's EPS for the same quarter was $7.75, up from $4.99 a year ago, representing an EPS surprise of 32.16% against the consensus estimate of $5.86 [1] Financial Performance Metrics - Net premiums from U.S. and Latin America Financial Solutions reached $443 million, surpassing the average estimate of $218.7 million [4] - Net premiums from EMEA Financial Solutions were reported at $263 million, exceeding the average estimate of $217.71 million [4] - Other revenues from Asia Pacific Financial Solutions totaled $12 million, compared to the average estimate of $5.62 million [4] - Other revenues from Asia Pacific Traditional were $7 million, exceeding the average estimate of $3.67 million [4] - Other revenues from Canada Financial Solutions were $1 million, below the average estimate of $4.56 million [4] - Other revenues from Corporate and Other were $29 million, surpassing the average estimate of $18.92 million [4] - Other revenues from EMEA Financial Solutions were $14 million, slightly above the average estimate of $13.28 million [4] - Net investment income from Asia Pacific Financial Solutions was $288 million, exceeding the average estimate of $252.94 million [4] - Net investment income from Asia Pacific Traditional was $76 million, slightly above the average estimate of $74.41 million [4] - Total net investment income was reported at $1.69 billion, exceeding the average estimate of $1.49 billion and reflecting a year-over-year increase of 42.7% [4] - Total revenues from net premiums were $4.78 billion, surpassing the average estimate of $4.37 billion, with a year-over-year increase of 15% [4] - Total other revenues were $299 million, slightly below the average estimate of $322.79 million, but showing a significant year-over-year change of 103.4% [4] Stock Performance - Shares of Reinsurance Group have returned +2% over the past month, outperforming the Zacks S&P 500 composite's +0.5% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]