Everybody hates being told what to do, and retirement investors hate it even more when being told what to do comes with a hefty tax bill – which brings us to the IRS rule known as required minimum withdrawals, or RMDs. RMDs are the tax agency’s way of getting its hands on the money that’s been quietly growing tax-deferred in your Individual Retirement Account, as well as a number of workplace retirement accounts where your contributions are tax-free until you start taking money out. After you get to age ...