For more on the results, Naveen Jagi joins us now in exclusive interview. He is JLL's president of retail advisory services. Um, great to have you with us.Um, you heard our conversation about the concern about credit etc. What are you seeing in terms of consumer behavior. Does it reflect any of these worries. >> I think in many ways it does.We've done a survey for over a thousand consumers and this quite telling and that tells us that for the overall broad consumer, they're pulling back. They're spending le ...