Core Insights - The median net worth for Americans aged 65–74 is $410,000, the highest among all age groups in the U.S. [2] - This age group typically represents the peak of net worth before individuals begin to draw down their savings in retirement [1][3] - There is significant variation in wealth within this age group, highlighting the importance of looking beyond a single net worth figure [4] Wealth Composition - 76% of Americans aged 65–74 own a home, with a median home value of $320,000, making home equity a major component of their wealth [7][9] - 51% have retirement accounts, with a median balance of $200,000, indicating that savings are also a significant driver of wealth [7][9] - 88% own at least one vehicle, with a median value just over $27,000, contributing to their overall asset base [9] Debt Profile - Approximately 65% of this age group carries some form of debt, with a median total debt balance of $45,000 [7][9] - 29% have a mortgage or home-equity loan, with a median balance of $113,000, indicating that housing-related debt is common [9] - 34% owe on credit cards, with a median balance of $3,500, showing that credit card debt is also prevalent among this demographic [9]

Key Takeaways Enduring childhood abuse or a parental divorce often has negative consequences for a person's wealth later in life, says a recent report from the Center for Retirement Research (CRR) at Boston College. And that can have a big impact on retirement security. In the December 2025 study, CRR researchers found that facing adverse childhood experiences (ACEs)—like emotional neglect, household mental illness, or alcoholism—resulted in people aged 52 to 60 having a net worth that was substantially low ...

Australians are entering retirement wealthier than ever — and Wall Street giants like BlackRock and Goldman Sachs are taking notice https://t.co/ZOOTGbtsjS ...