Group 1 - The article highlights the risks associated with illegal stock recommendations and financial "black and gray industries," emphasizing the need for investors to recognize that all securities investment consulting services must be licensed by the China Securities Regulatory Commission [3] - It describes the characteristics of illegal stock recommendations, including promises of guaranteed profits and high returns, as well as the use of misleading tactics to lure investors into joining recommendation groups or live streams [3] - The article warns against illegal loans and intermediary traps, particularly targeting students with "low-interest" loans that come with hidden fees and threats, as well as internet loan irregularities [4] Group 2 - It discusses the issue of individuals impersonating professionals from securities and fund companies to conduct illegal securities and futures business, highlighting the use of forged documents and the collection of funds through unlicensed channels [5] - The article advises investors to verify the qualifications of institutions and personnel through official associations to avoid engaging with unqualified entities [6] - It emphasizes the importance of rational investment practices, urging investors to verify the legitimacy of financial products and be cautious of high-return, low-risk claims [7]