Group 1 - The S&P 500 is increasingly viewed as a risky investment due to high multiples, high concentration, overrepresentation of growth companies, and reliance on technology [1] - Active investment strategies may offer better performance compared to passive strategies in the current market environment [1] Group 2 - The author has a Master's in Banking & Finance and a diverse background in corporate finance, M&A, and investment analysis, focusing on real estate, renewable energy, and equity markets [1] - The author specializes in financial modeling, valuation, and qualitative analysis, with experience in private equity, asset management, and real estate [1]