The richest 1% may seem to be proof that having more money to save is guaranteed to create wealth. But what would happen if the average American saved at the same rate as the ultra-wealthy? Financial experts said the answer depends on far more than discipline alone and that even dramatic changes in saving behaviors don’t guarantee a quick path to $1 million. The answer to how long would it take is more complex than it seems. How Much the Richest 1% Actually Save Each Year First, it’s important to look ...