Interest Rate & Yield - Top savings, CD, brokerage, and Treasury accounts offer up to 5% returns [1] - Today's best yields are not expected to last long [1]

Checking and savings accounts serve different (but complementary) purposes. See how they differ, when to use each, and why having both can be a smart move. https://t.co/D9XcFD5QYT ...

Government Initiative - A new tax legislation creates tax-advantaged investment accounts for every child born from the beginning of 2025 through the end of 2028 [1] - Eligible newborns receive a $1,000 contribution from the government [2][4] - Other children under the age of 18 may also be eligible [2] Account Features - Capital gains rate is lower than the ordinary income rate when withdrawing [2] - Parents have a contribution limit of $5,000 [3] - Employers have a contribution limit of $2,500 [3] Considerations - Families should consider Trump accounts versus educational savings accounts or HSAs [3] - The program's $1,000 contribution raises concerns about becoming a broader new entitlement [4]