Walmart (NYSE:WMT) generated $681 billion in revenue during fiscal 2025, translating to $1.87 billion per day. But here's the metric that matters more than that staggering topline number: Walmart's operating margin. The Verdict Why It Matters Revenue scale is impressive. Operating margin reveals whether that scale translates to actual profitability. Discount retail operates on razor-thin margins—Target Corporation (NYSE:TGT) runs at 4.6% operating margin, Costco Wholesale (NASDAQ:COST) at 3.7%. Walmart's 4. ...

Core Insights - Younger generations, particularly Gen Z, have distinct priorities in money management, favoring a DIY approach over traditional financial advisory services [1][2] Group 1: Generational Preferences - Gen Z, born between 1997 and 2012, trusts self-directed investment platforms more than financial advisors, indicating a shift in how younger investors approach financial guidance [2] - Traditional wealth managers typically target clients with substantial assets, while self-directed platforms like Robinhood attract younger investors with low entry barriers [3] Group 2: Technology and Investment - Technology has enhanced investor confidence by simplifying the process of creating customized portfolios, making it more accessible for everyday investors [3] - Advisors are adapting by shifting focus from portfolio management to comprehensive client services, including financial planning and tax strategies, to remain competitive [4] Group 3: Risks and Attitudes - The DIY investment approach favored by Gen Z carries risks, as the accessibility of technology has blurred the lines between investing and gambling [5] - While 75% of baby boomers prioritize investment returns, only one-third of Gen Z shares this focus; instead, 41% prioritize transparency and nearly half emphasize digital capabilities [5]