Are your clients taking on a lot of risk in that you mentioned concentrated positions, but are they borrowing money to get into those positions and to continue building on those positions. >> I think clients are trying to be thoughtful about where they invest and how they make money. We have seen our margin uh margin loans grow to an all-time record around 97 billion at the end of the quarter.Uh but we have to put that in proportion to the 11.6% trillion that our clients hold. So it's less than 1% of their ...