Key Points A 65-year-old retiring today could spend $165K on healthcare according to Fidelity research. Delaying Social Security past full retirement age increases payments by 8% annually until age 70. HSAs offer tax-deductible contributions plus tax-free growth and withdrawals for medical expenses. Investors rethink ‘hands off’ investing and decide to start making real money As you approach retirement, one of the most crucial challenges is maximizing your savings. And you can do that by cutting ...