You always worry about the financial system. When things move away from banking, are you creating a new shadow banking system where a lot of the activities that can cause problems in banking are starting to happen outside the system. We're a little worried about the economy right now and I think these are going to be exquisitly sensitive to the economy and economic growth. So, if you're worried about a recession, um I think it would be normal to have some questions about how uh these investments are going t ...