In 2025's macroeconomic backdrop of elevated inflation, saving can be difficult. Other financial needs may take priority. However, Americans already have 2026 on their minds, based on consumer survey results from Vanguard. According to the survey results, 84% of respondents currently build cash cushions via two avenues. One is stuffing cash into an emergency fund while the other is building a savings account for short-term cash needs through a high-yielding instrument. The results also revealed that differe ...