Let's back up a little bit and talk about ETF and overall ownership trends. Mike, you're seeing a stronger bifurcation between institutional and individual investors. Uh, and that actually is concerning to you.Why. >> Well, I think product peripholation in the ETF market is is at its all-time high right now. Um, and if you look at the ETF market and break down ownership of the ETF market, it gives you a sense of how these products are being used. So as a just baseline about 64% of the entire ETF market can ...