These two rules could have a big effect on your household income and taxes.You'd hoped for a big Social Security cost-of-living adjustment (COLA) for 2026 to help you combat rising costs. But then the Social Security Administration announced a 2.8% increase, which will only add about $56 per month to the average check. It's not much, and it could leave you wondering whether you ought to return to the workforce to supplement your benefits.This is absolutely an option, but there are a couple of lesser-known S ...