Planning for your golden years requires equal parts risk management and faith, but as a recent survey revealed, many American adults under 65 are sadly losing faith in their retirement. According to a survey from the Pew Research Center, 40% of respondents were either concerned about not having enough money to last throughout their retirement, or believe they won’t be able to retire at all (1). Adults between the ages of 30 and 39 are the most pessimistic group, with more than half (51%) saying they’re no ...