As a reminder, TRANZACT contributed $0.8 to adjusted EPS in 2024. Excluding this contribution, adjusted EPS increased 13% year over year. For the full year, we had organic growth of 5% in line with our mid-single-digit target. We expanded adjusted operating margin by 130 basis points year over year to 25.2% and delivered adjusted diluted earnings per share of $17.08. In the fourth quarter, health, wealth, and career organic growth accelerated from earlier in the year to 6%, and the segment delivered 30 basi ...