Core Insights - The next phase of crypto growth is characterized by a shift towards everyday use, with payments, savings, and risk management becoming the main drivers of sustained activity rather than speculation [1][5] Adoption Trends - Crypto is increasingly being adopted as everyday money, especially in regions with unreliable or inaccessible traditional financial systems, serving as a practical tool for saving, spending, and transferring value [2] - In the Global South, demand for stablecoins has surged, filling gaps left by inflation, capital controls, and weak banking infrastructure, allowing users to hold value in a stable currency [3] Privacy and Security - The use of stablecoins like USDT in regions such as Nicaragua provides a means for individuals to store wealth and pay for necessities while protecting against theft and malice, highlighting the importance of privacy in crypto transactions [4] Market Dynamics - Adoption is driven by necessity rather than enthusiasm, with growth continuing regardless of market cycles, and stablecoins becoming central to global crypto functionality [5] - The role of stablecoins is expanding beyond emerging markets into developed economies, positioning them as core financial tools rather than temporary solutions [6]