Core Insights - The prevalence of car payments exceeding $1,000 per month has become common, leading to public discussions about financial literacy and consumer choices [1][2]. Group 1: Consumer Behavior - Many consumers are criticized for purchasing expensive vehicles, with comments highlighting that cheaper, reliable options are available, such as a new Honda Civic being half the cost of a used Acura RDX [3]. - The trend of financing vehicles as status symbols rather than basic transportation is seen as a significant financial mistake, with one commenter stating that cars are the "single biggest wealth destroyer in the U.S." [3][4]. - High-income individuals also express regret over car payments, with some stating they prefer to drive older vehicles to avoid monthly payments altogether [4]. Group 2: Financial Literacy - The article emphasizes a perceived lack of financial literacy among consumers, with some individuals viewing high car payments as self-inflicted due to poor financial decisions [2][3]. - Comments from the public reflect a broader cultural critique of consumer habits, particularly the tendency to overextend financially on vehicles that are not affordable [4].