We are all familiar with the so-called "October Effect.† Investopedia describes it this way: "The October effect refers to the belief that stocks tend to decline during the month of October. It is considered to be more of a psychological expectation than an actual phenomenon, as most statistics contradict the theory.† It's an interesting phenomenon, to use their word. We come into the month looking for an increased potential for market crashes, and an increase in volatility vs. previous months. We exp ...