Think student loans are unfair? Me too. And shock horror, the government is listening. MPs have launched a parliamentary inquiry into the fairness of student loans. And they're encouraging anyone over the age of 16 to submit their views online. Watch till the end and I'll show you how. But you've got less than four weeks to submit personal stories about how high interest rates and the growing burden of student debt is affecting you. Your responses could be read out in parliament increasing pressure on minis ...

1990s: One Job Could Build a Life2026: Three Jobs Barely Pay RentThe system was simple.One income could support a family.Housing was affordable.Education didn’t destroy you with debt.And the economy was still expanding fast.Now look at 2026.• Survive inflation that eats your salary every year• Pay rent that takes 50–60% of your income• Watch home prices rise faster than you can ever save• Compete not only with other people but with AI for jobs• Work multiple gigs just to stay afloat• Carry student debt for ...

Core Insights - A bachelor's degree presents financial risks due to tuition costs and potential student debt, but certain majors offer better returns on investment (ROI) [1][3][12] - ROI is defined as the ratio of the investment's cost to the financial gain, with various factors influencing the choice of major [2] Financial Implications of Different Majors - Theology and religion majors have the lowest ROI at 842.83%, with median student loan debt of approximately $38,722, leading to a total repayment of $52,502 over 10 years and a profit of $442,500 [4][5] - In contrast, computer science majors exhibit the highest ROI at 2,899.45%, starting with an annual income of $80,000 and incurring about $31,434 in debt over 10 years, resulting in a profit of $911,426 [6][12] Comparative Earnings - The median income for high school graduates is $35,500 annually, totaling $418,394 over 10 years, while college graduates earn about $612,241 in the same period after accounting for student debt [8] - Despite concerns about the value of a college degree, college graduates generally earn more than their high school counterparts [7][12] Employment Considerations - Unemployment rates for certain majors, such as anthropology and computer science, can be problematic, with rates higher than or equal to those without a college degree [9] - Graduates who did not receive financial aid, attended expensive institutions, or took longer than four years to complete their degree typically experience lower ROI [10]

"Raise college tuition prices for decades while depleting the job market.Now have boomers hoard housing and drive prices up without building new supply.Yes, perfect.Now chastise the kids for splurging on rotisserie chickens..." https://t.co/7xm5mu8O8Dunusual_whales (@unusual_whales):"Gen Zers and millennials are swimming in student debt and may never own homes, but they’re splurging on gut-healthy juices and rotisserie chickens," per WSJ ...

Gen Zers and millennials are swimming in student debt and may never own homes, but they’re splurging on gut-healthy juices and rotisserie chickens. https://t.co/16ctTPmmLp ...

Gen Zers and millennials are swimming in student debt and may never own homes, but they’re splurging on gut-healthy juices and rotisserie chickens. https://t.co/0IkcZI6Ydn ...

🇺🇸 HUGE: U.S. consumer loan delinquencies hit 4.8% in Q4, the highest since 2017, with record stress in student, credit-card, auto, and mortgage debt. https://t.co/MwsS6oTOhu ...

The Trump administration will begin to seize student debt repayments from the wages of borrowers in default early next year, the Education Department said Tuesday. https://t.co/Crs9zooAVu ...

Core Insights - A 31-year-old single mother from Vermont, Hillary, is facing significant student debt of $326,000 from federal loans after becoming a pharmacist, despite earning $150,000 annually [2][3] - Personal finance expert Dave Ramsey criticized the high cost of her education, suggesting she overpaid significantly for her degree [3] - Ramsey advised her to prioritize debt repayment over retirement contributions, emphasizing the need to focus on eliminating student loans [4][5] Debt Situation - Hillary has 21 federal student loans and has already paid off $70,000 in private loans, but the federal loans have accrued interest during forbearance [2] - The total debt burden is substantial, with the potential for interest to increase further if not addressed [2] Financial Strategy - Ramsey recommended pausing retirement contributions to allocate more funds towards student loan repayment, suggesting a target of $75,000 annually [5] - He introduced the debt snowball method, which involves paying off the smallest loans first to gain momentum in reducing overall debt [6]

Stiff interest rates and lousy real wage growth mean student debts will not fade over time. This will shape British politics for a generation to come https://t.co/wDDUsRdX7v ...