Let's move on. Our next guest downgraded six home builder stocks earlier this week. Evercore ISI Steven Kim joins us now.He is a firm's head of housing research. Stephen, great to have you with us. Having me.So, is it more than just a rates problem for the home builders at this point. Oh, yes. So, uh, a big part of our downgrade, uh, on Tuesday morning was, uh, our understanding that, uh, the administration was going to aggressively pursue supply side, uh, solutions to affordability, which is really the wor ...