Investment Options - The report discusses the advantages and disadvantages of target-date funds and index funds [1] - It emphasizes the importance of aligning investment choices with individual financial goals [1] - Risk tolerance is a key factor in determining the appropriate investment strategy [1] - The investment timeline should be considered for better financial planning [1]

Investment Strategy - Target-date funds adjust investments over time to manage risk [1] - Target-date funds align with retirement goals [1] Key Benefits - Real-world examples of target-date fund benefits are available [1]