If you’re past retirement age, you can continue to work and still receive Social Security. Above a certain limit, the government deducts $1 from benefits for every $3 you earn. The limit is currently $62,160, so it won’t be a major factor in this case (3).If Bianca’s father is 75, it means he’s beyond the point where it makes sense to delay Social Security . There is no financial incentive to hold off on taking benefits after age 70.Axios analyzed data from the Bureau of Labor Statistics and found that almo ...