We're joined on set by Rob Row. He is the head of global strategy at City Research right here at Post 9. Rob, >> glad to see somebody else working today.Really, really appreciate. >> We're all here on Boxing Day as they say in the UK. >> Yes, exactly.Um, you know, listen, lot there's a lot of tax law changes that are happening next year, both personally and on the corporate side as well. It's a little bit call it WBI, wonky, but important. How much of it all is that factoring into your outlook for next year ...

Core Insights - The SALT deduction cap has increased from $10,000 to $40,000 for tax years 2025 through 2029, providing new relief for taxpayers [1] - Charitable contributions are highlighted as an effective method to reduce tax liability, with new limitations on deductions set to take effect in 2026 [2][3] - Financial advisors emphasize the importance of year-end tax management strategies, particularly in light of new tax laws introduced by the One Big Beautiful Bill Act [5][6] Tax Deductions and Contributions - Charitable deductions will be capped at a 35% rate starting next year, prompting many clients to accelerate their charitable contributions into 2025 [3] - The full $40,000 SALT deduction begins phasing out at modified adjusted gross incomes of $500,000 for joint filers, reverting to $10,000 at $600,000 [6] - New tax deductions include up to $12,500 for qualified overtime pay and up to $10,000 for interest on auto loans for qualified vehicles purchased in 2025 [7] Tax-Loss Harvesting and Investment Strategies - Tax-loss harvesting is recommended as a strategy to offset ordinary income, not just capital gains, and should be revisited at year-end [8] - Investors are advised to consider their taxable brokerage accounts to manage taxes on interest, dividends, and capital gains effectively [8] - The crypto market presents unique tax management opportunities, allowing for the capture of losses without the wash-sale rule [10] Roth Conversions - Advisors suggest considering Roth conversions as a strategy to lock in future tax-free growth, especially in light of potential tax-bracket shifts [10][11] - Roth conversions are seen as beneficial for individuals in their 70s to prepay taxes at lower rates and manage required minimum distributions [11]

Sit down with your CPA after October 15th when he or she's done with all the tax returns. Try to get them to do a projection for 2025 and 2026 and then see what opportunities are out there. The one big beautiful bill act has rewritten the tax landscape in ways that extend well beyond the internal revenue code.And these ripple effects are already being felt across investment decisions, retirement planning, and long-term wealth strategies. In our podcast today, my guest Bob Keebler, a partner with Keebler and ...