Why might someone invest in a crypto IRA, and what are some potential advantages and disadvantages to holding crypto directly in your IRA? Let’s dive into it. Watch this quick video for a few ways to know if a crypto IRA may be right for you. 00:00 Crypto's volatility explained 01:20 Crypto in a portfolio 01:52 Potential tax advantages 02:47 Considerations and recap Questions? Drop them below 👇 and we’ll reply right in the comments. Learn more about crypto IRAs here: https://www.fidelity.com/learning-center ...

Market Trends - Bitcoin OGs (Original Gangsters) are potentially selling their holdings [1] - The shift is likely driven by tax advantages offered by ETFs (Exchange Traded Funds) [1] - Diversification of portfolios is another reason for the shift into ETFs [1]

Core Insights - Many Americans are not fully utilizing the tax advantages and flexibility offered by IRAs, which can significantly impact their retirement savings [1][2] Group 1: IRA Contribution Strategies - Individuals can make tax-deductible contributions up to $7,000 for 2025 ($7,500 in 2026) for those under age 50, and up to $8,000 ($8,600 in 2026) for those aged 50 and above, emphasizing the importance of early and consistent contributions [3] - Roth IRAs allow young adults, often in lower tax brackets, to build tax-free wealth, with contributions possible from parents or grandparents up to 100% of earned income or $7,000 for 2025 ($7,500 in 2026) [4][5] Group 2: Portfolio Management - A globally diversified IRA portfolio can help mitigate market volatility and achieve steady returns, allowing for tax-free reallocation of investments to maintain balance and align with financial goals [6] Group 3: Specialized IRA Options for Business Owners - Business owners can benefit from SEP and SIMPLE IRAs, which offer additional savings opportunities, and should consult financial professionals to understand the specific rules and advantages of these accounts [7]

HSA Basics - An HSA is explored as a potential tool for both current and retirement financial planning [1] - HSA offers a triple tax advantage [1] - Eligibility for an HSA requires a high-deductible health plan [1] - Unlike FSAs, HSA funds do not expire [1] HSA Management & Contributions - Individuals can open an HSA independently, not solely through employers [1] - Contribution limits to HSAs are defined [1] - The amount to save for medical expenses in retirement should be considered [1] - HSA funds can be invested [1] HSA Usage & Planning - HSAs can be used for various expenses [1] - Considerations for HSA usage amounts are discussed [1] - An advisor is not necessarily needed to set up an HSA [1] - The process of opening an HSA is outlined [1] Important Considerations - The information provided is general and not legal or tax advice; consulting a tax advisor is strongly encouraged [1] - IRS resources, including Publication 969 and Publication 502, are recommended for review [1]

We're seeing some pressure on Nvidia, right. Obviously, a lot of retail investors, a lot of institutional investors hold this company. Yeah.Did you expect these US trying to trade trade talks to actually have a market impact. Because I talked to a lot of traders. They said, "No, not really. It's kind of a non-event." Yeah, that'd be something I think gets shrugged off right away, but we'll we'll see as it develops whether or not it does get shrugged off or we head back to those all-time highs or this is mat ...