Nearly half of U.S. workers now believe they’ll need $1 million or more to retire comfortably — but most doubt they’ll ever hit that mark. According to a new Betterment at Work report, 48% of U.S. employees think they’ll need over $1 million in retirement, up from 37% last year. In addition, the report found that more than half (54%) have considered delaying retirement because they don’t think they’ll have enough saved. Here’s how much you actually need to retire — plus, what to do if you don’t think yo ...

IRS Leadership & Operations - The IRS faces volatility with six different leaders in the first 10 months of the current administration [2] - The absence of an established deputy commissioner to manage daily operations adds to the instability [2] - Clarity in problem-solving roles and access to decision-makers are crucial for smooth operations and better customer service [6] - Delays in problem-solving within the IRS can lead to longer wait times and increased stress for taxpayers [7] Revenue & Tax Collection - The tax gap, representing the difference between taxes owed and paid, amounts to $700 billion annually [10] - A less effective IRS could lead to an increase in the tax gap [11] - A weaker IRS may result in reduced customer service and a shift in the tax burden to those who comply with the rules [12] Customer Service - The IRS functions largely as a customer service organization, assisting taxpayers with various issues [5] - Solving problems efficiently within the IRS can reduce wait times and improve overall customer service [7]