For many people, retirement planning feels abstract until the calendar makes it unavoidable. But the five years leading up to retirement are unique and extremely important to consider in your planning. Find Out: The Realistic Minimum Retirement Savings Needed, According to Experts Read Next: 5 Clever Ways Retirees Are Earning Up To $1K per Month From Home Financial planners and estate experts said the choices you make here often determine whether you have a comfortable retirement or a restrictive one onc ...