For several years, homebuyers have been holding their breath, hoping for mortgage rates to dip. With the Federal Reserve Board having made some small rate cuts this year and signaling additional ones in 2026, many are asking if they should wait until next year to buy a home. But experts say that personal readiness matters more than predictions or rate drops. “The best time to buy is when your personal finances allow you to do so,” said Michael Pearson, senior vice president of business development at A&D ...