Navan (NasdaqGS:NAVN) FY Conference January 13, 2026 10:15 AM ET Company ParticipantsAriel Cohen - CEOScott Berg - Head of Enterprise Software and SaaS ResearchConference Call ParticipantsNone - Analyst 2None - Analyst 1Scott BergThanks for everyone joining us today. My name is Scott Berg. I lead our enterprise software and SaaS research efforts here at Needham. Today we have with us, checking the calendar, it's still the newest IPO in the software world.Ariel CohenOh, really? Okay.Scott BergWorld. Navan, w ...

Core Insights - Giftify, Inc. is leveraging its CardCash.com platform to provide financial solutions for travelers facing rising travel costs due to increased demand and higher prices across various travel segments [1][2][5] Industry Overview - The U.S. Travel Association reports record-breaking travel activity, with projections of 19 million Americans taking cruises in 2025 and airlines expecting to carry over 5 billion passengers globally [2] - Travel prices have significantly increased compared to pre-pandemic levels, prompting consumers to seek cost-efficient travel solutions [2] Company Strategy - CardCash.com offers discounted gift cards for major travel brands, providing savings of approximately 7% on Carnival Cruise, 15% on Hilton Hotels, and up to 4.5% on American Airlines [3] - The use of discounted gift cards is gaining recognition as an effective strategy for reducing travel expenditures at the point of sale [3][4] Expert Validation - Industry expert Eric Rosen from The Points Guy endorses discounted gift cards as a "tremendous deal" for travelers, enhancing the credibility of CardCash.com's business model [4] Consumer Experience - Travelers have reported positive experiences and savings through CardCash.com, highlighting the platform's ease of use and immediate cost reductions on travel expenses [5][9]