Core Insights - Utility bills for gas and electricity remain high for many Americans despite a cooling inflation rate, indicating persistent financial pressure on consumers [1] Group 1: Inflation and Utility Costs - January's consumer-price inflation report showed an overall increase in the cost of living easing to 2.4% year-over-year, marking a five-year low [1] - In contrast, the cost of electricity increased by 6.3% year-over-year, while natural gas prices rose nearly 10% [1] Group 2: Future Rate Increases - Experts indicate that billions of dollars in rate increases scheduled for 2025 have not yet impacted consumers' utility bills, suggesting potential future financial strain [1]