Basic financial literacy is essential for managing your bills, avoiding burdensome debt, saving for upcoming purchases and investing for retirement. However, the 2025 TIAA Institute-GFLEC Personal Finance Index data showed that around half of American adults fell short in this area. The good news is that learning to master your money doesn’t have to be complicated. In a recent YouTube video, money expert Rachel Cruze focused on five key steps that will make it easier to handle your day-to-day finances, re ...